How Much Money Do You Need to Get Residency in Costa Rica?

Costa Rica offers multiple residency categories, each with different financial requirements. The country is known for being accessible, stable, and affordable compared to other residency-by-income destinations. Here’s exactly how much money you need depending on the path you choose.

1. Pensionado Residency (Retiree Residency)

This is one of the easiest and most affordable routes.

Required income:

• $1,000 USD per month from a guaranteed lifelong pension (e.g., U.S. Social Security, military pension, private pension).

You cannot work as an employee, but you can own a business.

2. Rentista Residency (Income-Based Residency)

Ideal for digital nomads, self-employed, or those without a pension.

You must show:

• $2,500 USD per month income for 2 years, OR

• Deposit $60,000 USD into a Costa Rican bank.

This is the most popular path for long-term expats under retirement age.

3. Investor Residency (Inversionista)

For people purchasing property or investing in Costa Rica.

Minimum investment:

• $150,000 USD in real estate, a business, or approved projects.

This residency can include spouse and dependents.

4. Permanent Residency

You can apply for PR after:

• 3 years of temporary residency

• OR immediately if you have a Costa Rican child

No financial requirement beyond demonstrating ability to support yourself.

5. Additional Costs

Expect:

• Legal fees

• Application fees

• Apostilles & translations

• Fingerprinting costs

• Residency renewal fees (if applicable)

Bottom Line

You need:

• $1,000/month (pensionado)

• $2,500/month or $60,000 deposit (rentista)

• $150,000 investment (inversionista)

Costa Rica remains one of the most financially accessible residency systems in the Americas.

Use CitizenCR to streamline your application.

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