How Much Money Do I Need to Live Comfortably in Costa Rica?

Costa Rica offers a high quality of life at a significantly lower cost than the United States, making it a top choice for retirees, remote workers, and long-term expats. “Comfortable” varies by lifestyle, but here’s a realistic breakdown of what you’ll spend.

1. Comfortable Budget for a Single Person

A comfortable, middle-class lifestyle usually costs:

  • $1,500–$2,300 per month

Breakdown:

  • Rent: $500–$1,200

  • Utilities + internet: $80–$150

  • Groceries: $300–$450

  • Dining out: $150–$300

  • Transport: $60–$150

  • Healthcare (public + optional private): $100–$250

2. Comfortable Budget for a Couple

Expect:

  • $2,200–$3,000 per month

Couples often spend more on:

  • Housing upgrades

  • Travel

  • Private healthcare plans

3. What Makes the Biggest Difference?

  • Location — coastal hotspots like Tamarindo and Nosara cost more

  • Housing size

  • Imported goods (more expensive)

  • Car ownership

4. What Does “Comfortable Living” Include?

On these budgets, you can afford:

  • A modern home or condo

  • Regular restaurant meals

  • Quality healthcare

  • Gym memberships

  • Weekend beach trips

  • A safe neighborhood

Bottom Line

Most expats find Costa Rica comfortable at $1,500–$3,000/month, depending on lifestyle and location.

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